Crypto investors are shifting gears fast, with Cardano (ADA) showing signs of fatigue and the timing couldn’t be more urgent.  As July draws to a close, a new $0.035 altcoin, Mutuum Finance (MUTM), is creating serious buzz as the top summer pick poised to break the $1 mark in 2025. Momentum is building rapidly, and those watching from the sidelines risk missing out on what could be one of 2025’s breakout DeFi tokens. 

If you’re still asking what to buy before July ends, this might be the final call. Meanwhile, Cardano (ADA) and other major tokens continue to see mixed sentiment, prompting many to explore where the next wave of growth might emerge.

Cardano (ADA) Price Outlook: Eyes on $1+ if Resistance Clears

Cardano is currently trading around $0.82, consolidating after reclaiming the $0.80 level following recent rallies and a breakout from a long-term descending channel. Base-case models suggest ADA could end 2025 in the $0.95–$1.30 range, while more aggressive estimates push toward $1.20–$1.50 if ecosystem activity ramps up further. On the downside, failure to breach resistance may keep ADA trading sideways in a range between $0.75 and $0.85 in the near term. Meanwhile, interest is also growing in emerging DeFi projects such as Mutuum Finance.

Phase 6 of Mutuum Finance Presale Now Live

Mutuum Finance has sold out its Phase 5 presale in record time and has launched Phase 6 with tokens now available at $0.035, a 16.17% increase from the last round. The next price adjustment will see the token increase by another 14.29% to $0.04, allowing current entrants the chance to secure a 71.43% profit by the time it launches at $0.06. The presale has already garnered over 14,700 investors and raised more than $13.8 million, indicating strong market confidence in MUTM’s future.

Dual-Lending: Facilitating the Future of DeFi

Mutuum Finance takes a double-model approach to facilitate flexibility as well as efficiency in Peer-to-Contract and Peer-to-Peer models of lending.

Peer-to-Contract utilizes self-executory smart contracts that undertake the function of lending by themselves without any human intervention whatsoever. They have been coded to operate on the basis of dynamic rates in the marketplace, with an uncertain rate of interest as determined by prevailing demand and supply of an in-real-time interest.

Peer-to-Peer model cuts out intermediaries and offers market to be in direct contact with lenders and borrowers. That is all the more so if its use is to risky assets because it offers the tailor-made terms of a loan and flexibility depending on user choice and his or her risk-tolerance levels. 

Mutuum Finance Strengthens Commitment to Stability

Mutuum Finance (MUTM) will introduce a stablecoin that will be USD pegged on the Ethereum blockchain. It will be a safe and secure investment vehicle to avoid risk and volatility that might be associated with algorithmic stablecoins.

The project is also audited by Certik for blockchain security and safety of user funds. This feat attests to the vision of Mutuum Finance to be a transparent and institutional-grade DeFi protocol. It also indicates that the team is also keen on remaining compliant with the industry’s security requirements.

Mutuum Finance Launches $50K Bug Bounty to Promote Safety

Mutuum Finance has initiated its Bug Bounty Program with a reward pool value of $50,000 USDT. There are four severity levels under the program. These are critical, major, minor, and low. Therefore, all potential bugs are identified and rewarded. It echoes the team’s vision of developing a secure, transparent, and quality DeFi protocol.

Cardano (ADA) may be aiming for $1+ by year-end, but momentum is clearly shifting. Mutuum Finance (MUTM) is priced at just $0.035 in Phase 6 of its presale. The next phase will push the price to $0.04, and it will launch at $0.06, giving current buyers a 71.43% ROI. Over 14,700 investors have already joined, and the project has raised more than $13.8 million. Backed by CertiK audits, a $50,000 bug bounty, and a USD-pegged stablecoin, MUTM is quickly becoming the breakout DeFi token to watch. Secure your tokens before Phase 6 ends.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance