Pepe Dollar (PEPD) is emerging as the Best Crypto ICO for 2025 just as XRP’s most vocal strategists are calling for a $25.4 cycle peak. The catalyst? High-level investors are now openly discussing capital rotation strategies that include both large XRP purchases and early-stage allocations into Pepe Dollar (PEPD). According to a top analyst, one such strategist recently committed $25,000 to XRP and $15,000 into the Pepe Dollar (PEPD) presale, betting on both the blue-chip stability of Ripple (XRP) and the explosive upside potential of an Ethereum Layer-2 meme utility token.

Why Whales Are Choosing PEPD

Pepe Dollar (PEPD) is designed to merge meme culture with tangible utility — including staking, merchant payment processing, and a no-code launchpad for new meme coins. A capped supply with a 29% Federal Burn mechanism adds scarcity, appealing to whales who value long-term tokenomics. These fundamentals, combined with its Best Crypto ICO positioning, have made PEPD a natural complement to XRP’s more conservative growth profile.

XRP’s $25.4 Target — Ambitious but Calculated

The $25.4 prediction comes from a technical model factoring in post-regulation inflows, cross-border payment expansion, and speculative momentum once psychological resistance at $10 and $15 is broken. While ambitious, proponents argue that the macro conditions of 2025 — including institutional adoption and stablecoin infrastructure — could make this price possible within the cycle.

Unlocking Liquidity Without Triggering Tax Events

A major reason for the dual investment approach is tax efficiency. Speaking in a recent podcast, crypto tax attorney Andrew Gordon explained how XRP holders can access liquidity without selling their tokens — avoiding capital gains tax entirely. By using XRP as collateral for loans, investors can receive cash to deploy into opportunities like the Best Crypto ICO without creating a taxable event. This strategy is increasingly appealing to long-term holders who expect XRP’s value to rise over the next market cycle.

XRP as Collateral in the New Regulatory Era

With U.S. regulations becoming clearer and RLUSD — Ripple’s stablecoin — on the horizon, borrowing against XRP is expected to become a mainstream practice among whales. Versan Aljarrah of Black Swan Capitalist and other commentators note that this approach allows holders to maintain exposure to XRP while still having liquidity for presales like Pepe Dollar (PEPD), which could appreciate far faster in the short term. Market data shows a rise in wallet activity from accounts holding over 1 million XRP, with some of those addresses sending funds to Pepe Dollar (PEPD) presale wallets.

Presale Timing Is Critical

For Pepe Dollar (PEPD), the presale window is finite. Early-stage pricing is set significantly below the planned exchange listing, and analysts expect a sharp repricing once liquidity pools are established. Whales leveraging XRP-backed loans are securing allocations before the price steps up in later stages. This tactic allows them to capture potential gains from both assets without liquidating long-term holdings.

Bottom Line

In this evolving landscape, the smartest investors aren’t just holding established assets like Ripple (XRP) — they’re amplifying their upside with high-growth plays like Pepe Dollar (PEPD), the Best Crypto ICO of 2025. By combining the stability of XRP with the meme-powered, Layer-2-driven potential of PEPD, savvy buyers are creating a portfolio that can capture both steady, cycle-long gains and explosive early-stage returns. With presale momentum nearing a sell-out, the window to lock in the lowest price for Pepe Dollar (PEPD) is closing fast.

Join Pepe Dollar Presale:

Pepe Dollar Website: https://pepedollar.io/

Pepe Dollar Telegram: https://t.me/pepedollarcommunity

PEPD Coinmarketcap: https://coinmarketcap.com/currencies/pepe-dollar