While the broader crypto market watches Ethereum (ETH) whales accumulate millions worth of blue-chip tokens, some of the savvier ones are quietly parking capital into a far newer opportunity: Mutuum Finance (MUTM). Blockchain data tracking large ETH wallet movements has recently flagged notable activity in Phase 6 of the MUTM presale—signaling increasing interest in the project’s long-term yield and DeFi structure. These whales are not betting on hype—they are hunting for consistent yield, sustainable revenue flows, and token buybacks. That’s exactly the model Mutuum Finance (MUTM) is building from the ground up.

Unlike speculative meme coins or even volatile layer-1s, Mutuum Finance (MUTM) offers a utility-rich platform where capital doesn’t sit idle. Ethereum (EH) holders are particularly interested in the smart staking model: deposit ETH into the lending pool, receive mtETH (a yield-bearing representation of the deposit), then stake mtETH into a designated smart contract to start earning MUTM rewards—sourced from real protocol revenue. This creates a dual-layered yield mechanism with exposure to ETH upside and constant token rewards.

Ethereum (ETH) Whales Hoard Millions

Ethereum (ETH) whales have been aggressively accumulating, with over 220,000 ETH (~$850M) acquired in just 48 hours, per Ali Martinez’s on-chain data. A single wallet, possibly DeFiance Capital (0xF436), snapped up 30,366 ETH ($114M) in 28 hours, signaling strong bullish sentiment. 

This follows a trend of large investors adding 681,103 ETH ($2.57B) since July 1, 2025, with whale-held supply reaching 28.4 million ETH (23.5% of total)., ETH’s price, at ~$3,871, remains flat, with resistance at $4,000 and support at $3,700. ETF inflows of $5.5B, led by BlackRock’s ETHA ($489M daily), and exchange outflows of 1M ETH amplify scarcity., However, profit-taking by some whales, like a $30M sell-off by wallet 0x8C08, and macro uncertainties pose risks. A breakout above $4,100 could target $4,800.

Smart ETH Diversification with Yield and Buybacks

For Ethereum whales, parking capital in stable yield protocols is nothing new—but what sets Mutuum Finance (MUTM) apart is its built-in buyback mechanism. As the protocol earns revenue from borrowing interest and liquidation fees, it allocates a portion of that income to buying back MUTM tokens from the open market. These tokens are redistributed to stakers in the smart contracts, creating a consistent feedback loop between platform usage and token value.

This strategy supports price appreciation, even in sideways markets. It also allows users to retain blue-chip exposure—like ETH or USDT—while still earning from the platform’s native rewards. The mtToken system (mtETH, mtUSDT, etc.) will accrue interest automatically based on pool utilization. Meanwhile, stakers of these tokens in approved contracts will earn MUTM from future buybacks, offering a fundamentally stronger alternative to idle DeFi farming.

The MUTM presale is currently in Phase 6, priced at $0.035, with 7% of its 170 million Phase 6 tokens already sold. Over $13.7 million has been raised so far, and the token is gaining momentum as the next price tier—Phase 7 at $0.040—approaches, marking a 15% increase. That would still be below the official listing price of $0.06, and far beneath what many early investors believe the token will reach post-launch. Whales aren’t waiting for validation—they’re entering early.

To contextualize the gains, an ETH investor who diversified $10,000 into Phase 2 of the presale at $0.015 would now see a $24,000 paper value—a 2.4x increase even before public launch. That’s a sharper upside than staking ETH on traditional DeFi protocols and comes with layered benefits from Mutuum Finance (MUTM)’s revenue-sharing model.

Mutuum Finance (MUTM)’s strong security profile is also contributing to its rising credibility. The project has passed rigorous evaluations, undergoing both static analysis and manual review through a $50,000 bug bounty in partnership with CertiK, achieving a Token Scan score of 95.00 and Skynet score of 78.00. These results have drawn in over 12,000 Twitter followers, while a $100,000 MUTM giveaway is currently live—offering ten winners a chance to receive $10,000 each in MUTM tokens.

A Phased Path Toward Full DeFi Utility

The Mutuum Finance (MUTM) protocol isn’t aiming to be just another lending platform—it’s delivering its product in four structured roadmap phases. With the Initiating Phase (Phase 1) majorly completed—including presale launch, smart contract audits, and tracking integrations—the project is now progressing through the Building Phase (Phase 2). 

Key features in development include the decentralized stablecoin, pegged at $1, which will only be minted upon issuing loans and burned upon repayment. This ensures that supply is algorithmically controlled and remains resistant to inflation. The platform’s smart contracts will also support automated liquidation and non-custodial borrowing, giving lenders and borrowers a secure and scalable DeFi environment.

Moreover, Mutuum Finance (MUTM) will feature a dual lending mechanism: P2C (Peer-to-Contract) lending for instant yield-generating deposits, and P2P (Peer-to-Peer) loans for more custom deals involving riskier tokens or specialized terms. With these models, the protocol opens doors for both conservative ETH holders and risk-tolerant DeFi users.

With just one more price jump before listing and multiple token-based yield opportunities underway, Mutuum Finance (MUTM) is quickly becoming the go-to presale for Ethereum whales looking to gain yield, governance power, and long-term price exposure—without selling their ETH.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance